New Home For The Holidays

Bruce Monstany can help you get into a New Home For The Holidays!

There are a few things to consider when looking for a mortgage deal during the holidays, including tax benefits, interest rates, and loan options:

• Tax benefits – Buying a home before the end of the year can allow you to deduct mortgage interest, property taxes, and some closing costs on your taxes. However, you must itemize your returns to take advantage of these deductions.
• Interest rates – Mortgage interest rates may be lower during the holidays because there are fewer people looking for homes. However, interest rates can be unpredictable.
• Loan options – A shorter-term loan, such as a 3 or 5 year loan, may have a lower interest rate than a 30-year mortgage. This can save you money on interest and help you build equity faster.
• Negotiating power – Sellers may be more motivated to sell near the end of the year, so you may have more negotiating power.
• Faster closings – Everyone involved in the homebuying process may be looking to close before the end of the year, so closings may be faster.

Do you want more help financing your new home or getting mortgage funding? Bruce is ready to speak with you. Call Bruce today at 321-460-6251 to get the conversation started! He is local to Central Florida – he works and plays right in Lake County, Florida.

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